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Co Operative Bank Packaged Bank Account Reclaim

Have you ever had a Packaged Bank Account with Co Operative Bank?

You could be owed £1,000s in compensation if Co Operative Bank mis-sold your Packaged Bank Account.

Many consumers have been upgraded to a Packaged Current Account by Co Operative Bank. Usually Co Operative Bank charge a monthly fee for a Packaged Bank Account which can range from £5 to £25 per month in return for extra benefits in the form of insurances such as Travel Insurance, Breakdown Cover, Gadget Cover & Card Protection.

Many customers across the UK who were sold a Packaged Current Account from Co Operative Bank won't be eligible to use any of the Insurance services that that were offered because of pre-existing medical conditions or pre-existing cover elsewhere. Co Operative Bank may of enticed customers with an offer of a Loan, Mortgage or an Overdraft Facility for having a packaged bank account.

If you feel that Co Operative Bank has given you wrong Financial Advice with your Packaged Account then start you claim by completing the form opposite.

Co Operative Bank mis-sold their Packaged Bank Accounts in various ways:

  • Customers were not made aware by Co Operative Bank that they may not be eligible to claim on one or more of the bundled insurance policies.
  • Co Operative Bank sold a Packaged Accounts with bundled products that customers would never need.
  • Sales advisor pressured you into it, making you feel like you had no choice.
  • Co Operative Bank may have told a customer they needed a Packaged Bank Account to be eligible for credit.

Have Co Operative Bank mis-sold you a Packaged Bank Account?

  1. You did not ask Co Operative Bank to upgrade your account to a "fee" paying account.
  2. The costs/fees of the Packaged Bank Account were not clearly explained by Co Operative Bank either by an advisor or in writing.
  3. Co Operative Bank did not explain the Packaged Account was optional.
  4. You were led to believe by Co Operative Bank that you could have an overdraft, loan or mortgage if you had a packaged bank account.
  5. Co Operative Bank did not ask about any pre-existing insurance policies you already had in place.
  6. Co Operative Bank upgraded your account without your knowledge.
  7. Co Operative Bank did not explain all of the additional products that were inclusive of the packaged account.

If any of the above statements are relevant, you could be entitled to:

  • Refund of premiums from Co Operative Bank that you paid for the package current account.
  • Compensation interest at the rate of 8% per annum on the refunded premium.
Start your Co Operative Bank Packaged Bank Account Claim Today
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