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Hearts of Oak Family Whole of Life Reclaim

Have you ever had a Whole of Life policy with Hearts of Oak Family?

You could be owed £1,000s in compensation if Hearts of Oak Family mis-sold you your Whole of Life policy.

Many customers have been mis-sold their Whole of Life cover by Hearts of Oak Family. Hearts of Oak Family failed to inform a lot of customers that some Whole of Life policies were linked to the stock market which had an element of risk.

If the savings element of the Whole of Life policy was not performing well, the customer would be at risk of not receiving the full amount of the death benefit, in some cases Hearts of Oak Family failed to inform their customers of this risk.

If you believe you were mis-sold your whole of life policy by Hearts of Oak Family, start you claim by completing the form opposite.

Hearts of Oak Family mis-sold Whole of Life policies in many different ways:

  • Hearts of Oak Family did not make the customer aware that their Life Cover was linked to the Stock Market.
  • Hearts of Oak Family did not tell the customer that they had to have a 10 year review face to face by the advisor.
  • Customers were not told by Hearts of Oak Family that if the savings element of the Life Cover is under-performing then they either have to increase their premiums or reduce their Life Cover.
  • Hearts of Oak Family failed to inform the customer that a Savings element attached to Life Cover may not have been the best option for them.

Have Hearts of Oak Family mis-sold you your Whole of Life Policy?

  1. I did not ask Hearts of Oak Family to set-up my whole of life policy.
  2. I was not told by Hearts of Oak Family that my Life Cover premiums could fluctuate.
  3. I was told by Hearts of Oak Family that my Life Cover would pay the full amount on first death.
  4. Hearts of Oak Family made me feel pressured into taking out the whole of life policy.

If any of the above statements are relevant, you could be entitled to:

  • Refund of premiums paid to Hearts of Oak Family for your whole of life policy.
  • Compensation interest at 8% per annum of any compensation from the point of sale.
Start your Hearts of Oak Family Whole of Life Claim Today
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