Have you ever had a loan or credit card with HSMS?
You could be owed £1,000s in HSMS PPI compensation if you were mis-sold.
Many people have been mis-sold payment protection insurance (PPI) by
mislead about their mortgage, loan or credit card, some
HSMS that their application for a loan/mortgage/credit card would be
declined if they didn't take out
HSMS PPI was mis-sold as various different Products
Have you ever had any of the following:
HSMS Loan Insurance
HSMS Accident and Sickness Insurance
HSMS Credit Cards Repayment Protection Insurance
HSMS Mortgage Protection Insurance
Have HSMS mis-sold you PPI?
You may have been mis-sold PPI by HSMS if any of the following is relevant to you:
HSMS PPI was added to my loan/credit card/mortgage without my knowledge.
- I was not aware that the PPI policy was optional and
HSMS did not inform me of this.
- I had pre-existing PPI cover elsewhere and
HSMS did not enquire about this.
HSMS did not fully explain the cost of PPI to me.
HSMS did not tell me that part of my PPI may have been paid as commission to the bank/lender/broker.
HSMS PPI was added to my loan/credit card/mortgage without them fully explaining why.
- I was led to believe / I was told by
HSMS that if I didn't take PPI my application would be refused.
HSMS did not advise me that I could cancel the PPI policy within the cooling off period without penalty.
- I felt pressured by
HSMS to take out PPI.
If any of the above reasons for complaint are relevant, you could be entitled to:
- A full refund of premiums paid from
- A full refund of any interest charged.
- Compensation interest at 8% per annum on the above sums.