Have you ever had PPI with NatWest?

You could be owed £1,000s in NatWest PPI compensation.

If you answer "No" to any of the below questions, there's a very good chance NatWest mis-sold you PPI:

NatWest should not have added PPI to your agreement without your permission.

NatWest should have given you the unpressurised option of having PPI.

PPI would not have been needed from NatWest if you had pre-existing PPI cover elsewhere.

NatWest should have explained the cost of PPI to you at the point of sale.

If over 50% of your PPI premiums were paid in commission to NatWest and this was not explained to you, the "Plevin" ruling means you were mis-sold.

Again, NatWest should have given you the option of having PPI or not.

Your right to cancel PPI within the cooling off period should have been explained to you by NatWest.

Start Your NatWest PPI Claim

How do I start my NatWest PPI claim and what am I entitled to?

Start Your NatWest PPI Claim

My Claim Solved have had great success in reclaiming PPI for customers against NatWest and so far we have reclaimed over £42m* for our clients in PPI mis-selling.

If you were mis-sold PPI by NatWest, and the claim is successful, you would be entitled to a full refund of PPI premiums you paid to NatWest, a full refund of interest charged and compensation interest at 8% per annum on the above sums.

Don't Delay! If you would like to start your PPI Claim against NatWest, complete the form at the top of this page.

* PPI refunds obtained through our claims service, amount is prior to our fees plus VAT and any income tax.

NatWest & Mis-Sold PPI

Many customers may have been mis-sold PPI (Payment Protection Insurance) by NatWest, PPI may have been added to a customer's policy by NatWest, in some cases without their knowledge. NatWest may have denied a credit application if PPI was refused by the customer.

NatWest PPI wasn't all bad, it was intended to protect borrowers' from being unable to make repayments if they were unable to work due to illness or injury. The problem was how PPI was mis-sold by NatWest.

There are many examples of NatWest mis-selling PPI, some customers were not even made aware by NatWest that PPI was added to their policy, and if the customer was made aware that PPI had been added, they were not told by NatWest that it was optional.

A new PPI mis-selling factor called "Plevin", which means if over 50% of the PPI premiums you paid were set out as commission to NatWest, and this was not explained to you at the point of sale, then you would be due compensation from NatWest.

The History of NatWest

National Westminster Bank, generally identified as NatWest, was established in 1968 with the merger of National Provincial Bank and Westminster Bank but NatWest can be dated back to as early 1658 to a bank called Smith's Bank of Nottingham. NatWest has been part of the Royal Bank of Scotland group since the year 2000.

The merger in 1968 caught the City and the public by surprise, but the mutual benefit of the merger was apparent, it allowed the bank to modernise the branch networks and streamline new technology, increased balance sheet strength and increased investment. NatWest started trading on new year's day in 1970 with its logo still remaining very similar today.

2 years later in 1972, NatWest released its first credit card called Access, and with its 3,600 branches started to develop a wide range of new services. In 1976 they began to use Servicetills and computer-linked cash dispensers.

The 1980s brought about the deregulation of part of the banking industry and culminated the 'Big Bang' in 1986 as NatWest started to enter the securities business. The Group's merchant bank, County Bank, created NatWest Investment Bank by acquiring stockbroking and jobbing firms. In the meantime, seeking to expand their international banking services, the International Banking Division sought to expand their services to companies and develop their market share in the ISA, Europe and the Far East.

The government's privatisation programme in the 1980s encouraged Natwest to develop new services such as touch-screen share dealing and telephone banking. In 1980, NatWest established National Westminster Home Loans and later in 1982 the Small Business Unit. In 1988, the Switch debit card extended the electronic transfer of money to point of sale.

In the 1990s, much of the financial services markets across the world endured huge change and due to this, the bank exited a number of markets and assumed the title of NatWest.

NatWest was acquired by The Royal Bank of Scotland Group in March 2000 for a £21 billion deal which set a record for the largest take-over in British banking history.

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  • Address: My Claim Solved Limited, Tormohun House, Barton Hill Road, Torquay, TQ2 8JH

  • Phone: 01803 322 822

  • Email: info@myclaimsolved.com