St James Place PPI Claim
St James Place
PPI Claim Form
Have you ever had PPI with St James Place?
If you answer "No" to any of the below questions, there's a very good chance St James Place mis-sold you PPI:
St James Place should not have added PPI to your agreement without your permission.
St James Place should have given you the unpressurised option of having PPI.
PPI would not have been needed from St James Place if you had pre-existing PPI cover elsewhere.
St James Place should have explained the cost of PPI to you at the point of sale.
If over 50% of your PPI premiums were paid in commission to St James Place and this was not explained to you, the "Plevin" ruling means you were mis-sold.
Again, St James Place should have given you the option of having PPI or not.
Your right to cancel PPI within the cooling off period should have been explained to you by St James Place.
To start your St James Place PPI claim, follow our simple 4 step guide above.
My Claim Solved have had great success in reclaiming PPI for customers against St James Place and so far we have reclaimed over £42m* for our clients in PPI mis-selling.
If you were mis-sold PPI by St James Place, and the claim is successful, you would be entitled to a full refund of PPI premiums you paid to St James Place, a full refund of interest charged and compensation interest at 8% per annum on the above sums.
Don't Delay! If you would like to start your PPI Claim against St James Place, complete the form at the top of this page.
* PPI refunds obtained through our claims service, amount is prior to our fees plus VAT and any income tax.
Many customers may have been mis-sold PPI (Payment Protection Insurance) by St James Place, PPI may have been added to a customer's policy by St James Place, in some cases without their knowledge. St James Place may have declined a credit application if PPI was refused by the customer.
St James Place PPI wasn't all bad, it was intended to protect borrowers' from being unable to make repayments if they were unable to work due to illness or injury. The problem was how PPI was mis-sold by St James Place.
There are many examples of St James Place mis-selling PPI, some customers were not even made aware by St James Place that PPI was attached to their policy, and if the customer was made aware that PPI had been attached, they were not told by St James Place that it was optional.
A new PPI mis-selling factor called "Plevin", which means if over 50% of the PPI premiums you paid were set out as commission to St James Place, and this was not revealed to you at the point of sale, then you would be due compensation from St James Place.