Have you ever had a Packaged Bank Account with Halifax?
You could be owed £1,000s in compensation if Halifax mis-sold your Packaged Bank Account.
Many consumers have been upgraded to a Packaged Current Account by Halifax. Usually Halifax charge a monthly fee for a Packaged Bank Account which can range from £5 to £25 per month in return for extra benefits in the form of insurances such as Travel Insurance, Breakdown Cover, Gadget Cover & Card Protection.
Many consumers across the UK who were sold a Packaged Current Account from Halifax won't be eligible to use any of the Insurance services that that were offered because of pre-existing medical conditions or pre-existing cover elsewhere. Halifax may of enticed consumers with an offer of a Loan, Mortgage or an Overdraft Facility for having a packaged bank account.
If you feel that Halifax has given you wrong Financial Advice with your Packaged Account then start you claim by completing the form opposite.
Halifax mis-sold their Packaged Bank Accounts in various ways:
Have you ever had any of the following:
- consumers were not made aware by Halifax that they may not be eligible to claim on one or more of the bundled insurance policies.
- Halifax sold a Packaged Accounts with bundled products that consumers would never need.
- Sales advisor pressured you into it, making you feel like you had no choice.
- Halifax may have told a customer they needed a Packaged Bank Account to be eligible for credit.
Have Halifax mis-sold you a Packaged Bank Account?
- You did not ask Halifax to upgrade your account to a "fee" paying account.
- The costs/fees of the Packaged Bank Account were not clearly explained by Halifax either by an advisor or in writing.
- Halifax did not explain the Packaged Account was optional.
- You were led to believe by Halifax that you could have an overdraft, loan or mortgage if you had a packaged bank account.
- Halifax did not ask about any pre-existing insurance policies you already had in place.
- Halifax upgraded your account without your knowledge.
- Halifax did not explain all of the additional products that were inclusive of the packaged account.
If any of the above reasons for complaint are relevant, you could be entitled to:
- Refund of premiums from Halifax that you paid for the package current account.
- Compensation interest at the rate of 8% per annum on the refunded premium.