Have you ever had a Packaged Bank Account with Yorkshire Bank?
You could be owed £1,000s in compensation if Yorkshire Bank mis-sold your Packaged Bank Account.
Many customers have been upgraded to a Packaged Current Account by Yorkshire Bank. Usually Yorkshire Bank charge a monthly fee for a Packaged Bank Account which can range from £5 to £25 per month in return for extra benefits in the form of insurances such as Travel Insurance, Breakdown Cover, Gadget Cover & Card Protection.
Many customers across the UK who were sold a Packaged Current Account from Yorkshire Bank won't be eligible to use any of the Insurance services that that were offered because of pre-existing medical conditions or pre-existing cover elsewhere. Yorkshire Bank may of enticed consumers with an offer of a Loan, Mortgage or an Overdraft Facility for having a packaged bank account.
If you feel that Yorkshire Bank has given you wrong Financial Advice with your Packaged Account then start you claim by completing the form opposite.
Yorkshire Bank mis-sold their Packaged Bank Accounts in various ways:
Have you ever had any of the following:
- consumers were not made aware by Yorkshire Bank that they may not be eligible to claim on one or more of the bundled insurance policies.
- Yorkshire Bank sold a Packaged Accounts with bundled products that consumers would never need.
- Sales advisor pressured you into it, making you feel like you had no choice.
- Yorkshire Bank may have advised a customer they needed a Packaged Bank Account to be eligible for credit.
Have Yorkshire Bank mis-sold you a Packaged Bank Account?
- You did not ask Yorkshire Bank to upgrade your account to a "fee" paying account.
- The costs/fees of the Packaged Bank Account were not clearly explained by Yorkshire Bank either by an advisor or in writing.
- Yorkshire Bank did not explain the Packaged Account was optional.
- You were led to believe by Yorkshire Bank that you could have an overdraft, loan or mortgage if you had a packaged bank account.
- Yorkshire Bank did not ask about any pre-existing insurance policies you already had in place.
- Yorkshire Bank upgraded your account without your knowledge.
- Yorkshire Bank did not explain all of the additional products that were inclusive of the packaged account.
If any of the above reasons for complaint are relevant, you could be entitled to:
- Refund of premiums from Yorkshire Bank that you paid for the package current account.
- Compensation interest at the rate of 8% per annum on the refunded premium.