First Credit PPI Claim
PPI Claim Form
Have you ever had PPI with First Credit?
If you answer "No" to any of the below questions, there's a very good chance First Credit mis-sold you PPI:
First Credit should not have added PPI to your agreement without your permission.
First Credit should have given you the unpressurised option of having PPI.
PPI would not have been needed from First Credit if you had pre-existing PPI cover elsewhere.
First Credit should have explained the cost of PPI to you at the point of sale.
If over 50% of your PPI premiums were paid in commission to First Credit and this was not explained to you, the "Plevin" ruling means you were mis-sold.
Again, First Credit should have given you the option of having PPI or not.
Your right to cancel PPI within the cooling off period should have been explained to you by First Credit.
To start your First Credit PPI claim, follow our simple 4 step guide above.
My Claim Solved have had great success in reclaiming PPI for customers against First Credit and so far we have reclaimed over £42m* for our clients in PPI mis-selling.
If you were mis-sold PPI by First Credit, and the claim is successful, you would be entitled to a full refund of PPI premiums you paid to First Credit, a full refund of interest charged and compensation interest at 8% per annum on the above sums.
Don't Delay! If you would like to start your PPI Claim against First Credit, complete the form at the top of this page.
* PPI refunds obtained through our claims service, amount is prior to our fees plus VAT and any income tax.
Many consumers may have been mis-sold PPI (Payment Protection Insurance) by First Credit, PPI may have been added to a customer's policy by First Credit, in some cases without their knowledge. First Credit may have rejected a credit application if PPI was refused by the customer.
First Credit PPI wasn't all bad, it was intended to protect borrowers' from being unable to make repayments if they were unable to work due to illness or injury. The problem was how PPI was mis-sold by First Credit.
There are many examples of First Credit mis-selling PPI, some consumers were not even made aware by First Credit that PPI was added to their policy, and if the customer was made aware that PPI had been attached, they were not informed by First Credit that it was optional.
A new PPI mis-selling factor called "Plevin", which means if over 50% of the PPI premiums you paid were set out as commission to First Credit, and this was not explained to you at the point of sale, then you would be due compensation from First Credit.