Many customers have been mis-sold their Free Standing Additional Voluntary Contribution "FSAVC" by Hearts of Oak Family; customers were misled about their Pension Pot that was running alongside their Occupational Pension Scheme. Most customers were informed by Hearts of Oak Family that their FSAVC would increase their pension pot when it came to their retirement, unfortunately this was not the case.

If you believe you have been mis-sold your FSAVC from Hearts of Oak Family start you claim by completing the form above. We will also claim an "Added Years Bonus".

  • Hearts of Oak Family may not have made their customers aware that their FSAVC Pension will not be contributed by their employer.
  • Hearts of Oak Family may not have made their customers aware that they would be choosing the funds for the FSAVC Pension.
  • Hearts of Oak Family may not have made their customers aware about the chance of purchasing "Added Years".
  • Hearts of Oak Family may not have made their customers aware that any fees & charges that their FSAVC Pension incurred.
  • A redress to put you back in the position had you been given the correct advice from Hearts of Oak Family.
  • A redress of the difference if you had the chance to purchase "Added Years" from Hearts of Oak Family.
  • Compensation interest at 8% per annum on the above sums.