What is a Whole of Life policy?

A whole of life policy is a life insurance policy designed to pay out an amount at certain times of your life, some policies will cover you up to a child reaching the age of 21, and some cover you up till you die.

Your pay monthly premiums on a re-viewable or non-re-viewable basis depending on the type of policy you choose, some Whole of Life's are investment linked and the amount you are covered for is dependent on the investment or Stock market.

Whole of Life policies were sold to clients who were interested in life insurance or a short term savings plan but were sold this as a hybrid of the two.

*A fee may be payable if a case is not pursued at the clients request once the claim has been processed by the Company.

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